Welcome, Employers!

As the region’s most trusted name in health insurance, you may already rely on Independence Blue Cross for its Medicare plans and services that meet the needs of your Medicare beneficiaries.

Why Choose Blue?
Learn more about the benefits of choosing Independence Blue Cross for your group’s Medicare beneficiaries.

Health Plans
Our selection of Medicare Advantage and Medicare Part D benefits programs allow you to choose comprehensive coverage that is right for you and your Medicare beneficiaries.

Forms and Brochures
We offer our forms and brochures online to help group administrators better manage the administration of their organization's benefits program.

Health Resources
We believe it is important for members to take an active role in their health care. That’s why we offer a full range of innovative programs and services to give our members the information, programs, and support they need to live healthy and stay healthy.

Find a Provider
Our online provider directory provides information on the physicians, hospitals, and ancillary providers who participate in our Medicare Advantage programs.

Medical Policy
Review the medical policy to easily view medical, claims payment, and pharmacy policies.

Pharmacy Policy
Use this online database to read pharmacy policies.

Request More Information
Contact us for more information. Send an email, contact Customer Service, or request technical support.


You must continue to pay your Medicare Part B premium.

The Medicare Contract is renewed annually, and the availability of coverage beyond the end of the current year is not guaranteed.

The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change January 1, 2013. Members may enroll in the plan during specific times of the year. Contact the plan for more information. Please reference the Evidence of Coverage for information on premiums, cost-sharing, out-of-network coverage, rights and responsibilities upon disenrollment and any applicable conditions associated with using the plan benefits, as well as limitations, copayments, and restrictions. Members must use network pharmacies to access their prescription drug benefit, except under non-routine circumstances, and quantity limitations and restrictions may apply.

You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for extra help, call:

  • 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/7 days a week;
  • The Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or
  • Your State Medicaid Office.

People with limited incomes may qualify for Extra Help to pay for their prescription drug costs. If you qualify, Medicare could pay for up to seventy-five (75) percent or more of your drug costs including monthly prescription drug premiums, annual deductibles, and co-insurance. Additionally, those who qualify will not be subject to the coverage gap or a late enrollment penalty. Many people are eligible for these savings and don’t even know it. For more information about this Extra Help, contact your local Social Security office or call 1-800-MEDICARE (1-800-633-4227), 24 hours per day, 7 days per week. TTY users should call 1-877-486-2048.”

You must use plan providers except in emergency or urgent care situations or for out-of-are renal dialysis or other services. You must use plan providers except in emergency or urgent care situations or for out-of-are renal dialysis or other services. If you obtain routine care from out-of-network providers neither Medicare nor Keystone 65 HMO or Personal Choice 65 PPO will be responsible for the costs.

Please contact Keystone 65 HMO or Personal Choice 65 PPO Customer Service for more information.

Y0041_HM_12_300a Pending CMS Approval

Looking for a Health Plan for your retirees?

Independence Blue Cross offers group health plans specifically designed to meet your employees’ needs.

Enroll in a plan