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2014 Medicare Health Plans

Independence Blue Cross offers affordable Medicare Advantage plans, (medical-only and medical plans with prescription drug) and Medicare Supplement plans in Philadelphia County and the surrounding Bucks, Chester, Delaware and Montgomery Counties. Click on the plan types below to view coverage details, and compare Medicare plans side-by-side to see which one best meets your needs.

You may enroll in a Medicare Advantage Plan during the annual election period, during a special election period, or during your initial election period. The following is information on 2014 health plans.

Keystone 65 HMO – Health Maintenance Organization (HMO)

Keystone 65 Select and Preferred HMO
Keystone 65 HMO Select and Preferred are Medicare Advantage HMO plans designed for members who are looking for everything from lower monthly premiums to higher copays or higher monthly premiums to lower copays and everything in between.

Personal Choice 65SM PPO – Preferred Provider Organization (PPO)

Personal Choice 65 PPO
Personal Choice 65 PPO, our Medicare Advantage PPO plan, gives you the freedom to go to any doctor or hospital in the U.S. without a referral. Unlike our HMO plan, you won’t need to select a primary care physician for your care.

MedigapSecurity – Medigap

MedigapSecurity is our series of Medicare Supplement plans (Medigap). With a MedigapSecurity plan, members can visit any doctor that accepts Original Medicare. Our MedigapSecurity plans combine the benefits of Original Medicare and features of a traditional, fee-for-service health plan.

You can also purchase an individual Medicare prescription drug plan that can go hand in hand with any MedigapSecurity plan.

BlueExtra — Supplemental Coverage

BlueExtra is designed as an individual supplemental insurance plan. With a BlueExtra plan, members receive coverage for vision, dental, and hearing services not covered by Medicare or your current health care plan.

More Information

For more information, please contact us.

Website last updated: 9/30/2013
Y0041_HM_14_9866 Approved 11/5/2013