Why Choose Blue?

For more than 70 years, Independence Blue Cross (IBC) has offered quality health care benefits designed specifically to meet the changing health care needs of our customers.

Today, IBC is pleased to offer Medicare Advantage plans that provide coverage for drug expenses and other medical expenses. In total, more than 150,000 Medicare enrollees are covered through IBC products in the Philadelphia region.

If you’re a Medicare beneficiary interested in comprehensive medical coverage, our Medicare Advantage and Medicare supplement plans can help you cover many of the expenses that Medicare does not.

Choose IBC and you’ll benefit from these key advantages:

The Blue Cross and Blue Shield Association
IBC is an independent licensee of the one of the country’s oldest and largest providers of health insurance coverage.

Healthy LifestylesSM — Programs for Your Well-Being
We want to make it easier for you to save money and make healthy choices. That’s why we offer award-winning programs, tools, and resources — to help you live a healthier life.

Online Account Management — ibxpress.com
Through our member website, ibxpress.com, you can safely and conveniently manage your health care coverage online. We’ve partnered with WebMD® to provide you with personalized tools and reliable information to help you make health decisions that are right for you.

Provider Network
With more than 100 area hospitals and 55,000 doctors and specialists to choose from, you can rest assured that you’ll never have to go far to get the care you need.

You must continue to pay your Medicare Part B premium.

The Medicare Contract is renewed annually, and the availability of coverage beyond the end of the current year is not guaranteed.

The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change January 1, 2013. Members may enroll in the plan during specific times of the year. Contact the plan for more information. Please reference the Evidence of Coverage for information on premiums, cost-sharing, out-of-network coverage, rights and responsibilities upon disenrollment and any applicable conditions associated with using the plan benefits, as well as limitations, copayments, and restrictions. Members must use network pharmacies to access their prescription drug benefit, except under non-routine circumstances, and quantity limitations and restrictions may apply.

You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for extra help, call:

  • 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/7 days a week;
  • The Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or
  • Your State Medicaid Office.

People with limited incomes may qualify for Extra Help to pay for their prescription drug costs. If you qualify, Medicare could pay for up to seventy-five (75) percent or more of your drug costs including monthly prescription drug premiums, annual deductibles, and co-insurance. Additionally, those who qualify will not be subject to the coverage gap or a late enrollment penalty. Many people are eligible for these savings and don’t even know it. For more information about this Extra Help, contact your local Social Security office or call 1-800-MEDICARE (1-800-633-4227), 24 hours per day, 7 days per week. TTY users should call 1-877-486-2048.”

You must use plan providers except in emergency or urgent care situations or for out-of-are renal dialysis or other services. You must use plan providers except in emergency or urgent care situations or for out-of-are renal dialysis or other services. If you obtain routine care from out-of-network providers neither Medicare nor Keystone 65 HMO or Personal Choice 65 PPO will be responsible for the costs.

Please contact Keystone 65 HMO or Personal Choice 65 PPO Customer Service for more information.

Y0041_HM_12_300a Pending CMS Approval

Looking for a Health Plan?

Independence Blue Cross offers health plans specifically designed to meet your individual needs.

Find a plan