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Health Plans
New $0 Premium Keystone 65 Basic Rx Plan

No referrals required for our Medicare
Advantage plans!

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Medicare Health Plans

Independence Blue Cross offers affordable Medicare Advantage plans, (medical-only and medical plans with prescription drug) and Medicare Supplement (Medigap) plans in Philadelphia County and the surrounding Bucks, Chester, Delaware and Montgomery Counties. Compare plan types below to view coverage details to see which one best meets your needs.

You may enroll in a Medicare Advantage Plan during the annual election period, during a special election period, or during your initial election period.

Keystone 65 HMO Plans

Keystone 65 Basic, Focus, Select, and Preferred HMO are our Medicare Advantage HMO plans. They offer members:

  • Plans with premiums as low as $0
  • No referrals required
  • Low copays and deductibles
  • SilverSneakers® Fitness Program
  • Routine podiatry and chiropractic care
  • Optional dental and vision coverage
  • One of the largest networks in the area

Our plan comparison will provide you with some of the benefits offered and our plan premiums.

Compare 2018 Plans

Personal Choice 65SM PPO

Personal Choice 65 PPO, our Medicare Advantage PPO plan:

  • Gives members the freedom to see any doctor or hospital in the U.S. (members may pay more for non-network providers)
  • No referrals required
  • Does not require members to select a primary care physician (PCP)
  • SilverSneakers® Fitness Program

Our plan comparison will provide you with some of the benefits offered and our plan premiums.

Compare 2018 Plans

MedigapSecurity Plans

MedigapSecurity is our series of Medicare Supplement plans (Medigap). Our MedigapSecurity plans combine the benefits of Original Medicare and features of a traditional, fee-for-service health plan. With a MedigapSecurity plan:

  • Members can visit any doctor that accepts Original Medicare
  • There is no need to select a primary care physician
  • No referrals required
  • There are virtually no claim forms

You can also purchase an individual Medicare prescription drug plan that can go hand-in-hand with any MedigapSecurity plan.

Our plan comparison will provide you with some of the benefits offered and our plan premiums.

Compare 2018 Plans

Website Last Updated: 1/1/2018
Y0041_HM_18_56568c Approved 1/2/2018