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Health Plans
New for 2020 $0 PPO

Personal Choice 65SM Prime PPO offers the flexibility of a PPO at a price you can afford.

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Medicare Advantage Health Plans

Independence Blue Cross offers affordable Medicare Advantage plans (medical-only and medical plans with prescription drugs) in Philadelphia County and the surrounding Bucks, Chester, Delaware and Montgomery Counties. Compare plan types below to view coverage details to see which one best meets your needs.

You may enroll in a Medicare Advantage Plan during the annual election period, during a special election period, or during your initial election period.

Keystone 65 HMO Plans

Keystone 65 Basic, Focus, Select, and Preferred are our Medicare Advantage HMO plans. They offer members:

  • Premiums as low as $0 in all counties
  • No deductibles
  • $0 preferred PCP copay
  • No referrals required
  • Keystone 65 Focus Rx HMO-POS offers an out of network benefit up to $1,000 (members may pay more for non-network providers)
  • SilverSneakers® Fitness Program
  • Routine podiatry and chiropractic care
  • Optional dental and vision coverage
  • One of the largest networks in the area
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Keystone HMO

Personal Choice 65SM PPO

Personal Choice 65 PPO, our Medicare Advantage PPO plan:

  • New for 2020! Personal Choice 65 Prime PPO with a $0 premium and prescription drug coverage
  • Gives members the freedom to see any doctor or hospital in the U.S. (members may pay more for non-network providers)
  • No referrals required
  • Does not require members to select a primary care physician (PCP)
  • SilverSneakers® Fitness Program
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Personal Choice 65

Website last updated: 9/27/2019
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